My eight-step approach to changing your financial future really works. In more than thirty years as a Financial Advisor and Certified Financial Planner, I've guided many people on the path away from fear and led them to a secure, free, joyous, and peaceful money life. I've also learned so much in my own life, not only as a professional, but as an athlete, entrepreneur, mother, wife, friend ? and survivor. I've dealt with a crushing, life-changing accident, struggled with infertility and dark nights without hope, and, like so many of you, a painful divorce.

We are not so different, you and I ? no matter your income. In fact, you don't need a lot of money to walk this path and achieve great results. You only need curiosity, courage, determination, and the commitment to devote a few minutes a day to working through the exercises I present here. They'll help you reflect on your economic perspectives and take simple, clear actions to rewire your behavior and achieve a healthier, happier life.