Natalie Wakefield has suffered long enough waiting for Ben Walters. She knows he desires her, so why doesn't he make his move? Unwilling to wait a moment longer, Natalie goads him into a passionate kiss that bolsters her confidence. However, when the Widow Dansbury arrives in Philadelphia with a daughter she claims is Ben's, Natalie is convinced her future plans with Ben are over. As luck would have it, Natalie's charming and devilish gambler ex-husband arrives in Philadelphia just in time. He needs Natalie's financial help and offers his undivided attention to their reunited love in exchange for a loan to satisfy his gambling debts. He convinces Natalie that the scheme will send Ben Walters on a jealous flight back into her arms. Desperate to regain Ben's attention at any outrageous cost, Natalie agrees to a plan she feels is her last resort.