About the AuthorMichael J. Smith lives in Sydney, Australia. He entered the business world at the age of twenty, but at twenty-three he had a life-changing encounter with God, an experience that sparked deep inner transformation and gave him a clear sense of purpose.For over two decades, Michael has devoted his life to encouraging others to invest in their wellbeing. He helps people break free from burnout, stress, anxiety, depression, and darkness, and guides them to find life in God and experience true love, joy, peace, and freedom in their soul.Human Bank is the fruit of this twenty-year journey, a practical and faith-filled framework born out of lived experience, spiritual insight, and a deep commitment to whole-life wellbeing.You can connect with Michael at www.humanbank.life